Lloyd Kurtz is a portfolio manager at Nelson Capital Management in Palo Alto. Previously, he had research responsibility for the healthcare sector at the investment mangement firm Harris Bretall Sullivan and Smith in San Francisco. Prior to joining Harris Bretall, Mr. Kurtz was senior research analyst at Kinder, Lydenberg, Domini & Co., where he did much of the quantitative research for the development of the Domini Social Index. Mr. Kurtz is a frequent speaker on healthcare topics, and has written articles on the performance of socially screened accounts for numerous books and journals. In 1999, he received the SRI Service Award for his contributions to the growth of social investing. Mr. Kurtz received his B.A. in English and Psychology from Vassar College in 1983. He received his M.B.A. in Finance from Babson College in 1991, graduating with Highest Distinction. He is a holder of the CFA designation.

Susan Woodward is a financial economist specializing in the organization and performance of securities markets. She has served as the Chief Economist of the U.S. Securities and Exchange Commission and the Chief Economist of the U.S. Department of Housing and Urban Development. She has taught finance at the Stanford Law School, the University of Rochester Business School, and University of California at Los Angeles. Before founding Sand Hill Econometrics, Woodward was Executive Vice President and Chief Economist of OffRoad Capital, an Internet-based investment bank specializing in later-stage private equity placements. At OffRoad, she designed a system for auction pricing of private equity offerings. She is a co-inventor of the technology described in a pending patent application. Woodward received both her B.A. and Ph.D. in Financial Economics from the University of California, Los Angeles.